Chadwicks Insight
Sharing things we have found interesting, surprising or that simply make life better
As a learning organisation we are keen to share our knowledge - and anything else that we've enjoyed.
Read the latest from our blog...
10 January 2025
It's Behind You!
...forgetting where you left your car keys is normal, putting them in the freezer is possibly a flag for something more sinister. So far at least, the freezer is clear of car keys although I am considering adding it to my default search pattern.
14 October 2024
2024 Pre-budget Thoughts
The upcoming budget has generated more debate, speculation and calls from clients than any other I can remember. We discussed Labour’s fiscal plans in our post-election webinar (and generally, despite the noise, our opinions remain pretty much as they were then). But there has an awful lot of noise and clients are understandably wondering if they should be doing something. Trying to second-guess the budget is the fiscal equivalent of market timing – it’s very difficult to get right and the chances are that, at best, you’ll make the right call about half the time. Our advice is that your starting point should be to decide what you want to achieve, look at the best way to fund it and then look for the most tax-efficient way of releasing those funds. Reversing that process and letting the tax tail wag the investment dog too often ends in tears – or at least disappointment.
8 December 2023
'Sorry, we're cash only!'
The impact of the repeated increases to the interest rates on bond and equity markets has been harsh, leading to declines in asset valuations all while elevating the current returns on cash investments. In light of the current financial environment is it a good idea to switch to cash investments? As the old adage suggests, "cash is king", right? Well, not quite… Investing is a long-term endeavour - a horizon where cash suffers.
14 July 2023
The Big Picture
The post-Covid period has been a frustrating and often concerning time for investors who have seen poor returns against a backdrop of rising inflation and interest rates. In this note, James Bacon, one of our associate directors, reminds us of the importance of standing back to see the big picture.
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Insight. the ability to perceive clearly or deeply the inner nature of things.
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15 July 2024
How Top 100 IFA Chadwicks uses passive equities to beat inflation
This article appeared in New Model Adviser in July 2024
Find out more about How Top 100 IFA Chadwicks uses passive equities to beat inflation
20 December 2020
The long-term drivers of return in financial markets and economies
In this Research Note James Bacon and Lee Nguyen explore the factors driving growth and the implications for our investment process
Find out more about The long-term drivers of return in financial markets and economies
1 October 2019
Fifty shades of green: the world of sustainable investment
Investment Analyst Radostina Dencheva contributed an article on the future of socially responsible investments to the recently launched publication, 'Visions of a Sustainable Future.' (2019). This collection of thought pieces form a multidisciplinary perspective on the key challenges and transformations facing us all in ensuring a sustainable future.
Find out more about Fifty shades of green: the world of sustainable investment
4 September 2019
Libby Toms: My Month at Chadwicks
We enjoy having young people working with us to gain experience of work in the 'real' world. Some are here for a week, some for longer. Libby spent a month with us over the summer and here are her reflections.
27 February 2019
A World of Milk
Content Consultants, are committed to developing a full understanding of their target audience as the first step towards building the perfect solutions for their needs. As such, they conducted focus groups with women to learn more about what was preventing Mexican women from breastfeeding. The women told them that advertisements had convinced them that formula milk is better than their breastmilk. What a topsy turvy world!
5 December 2018
Ormiston Families MPower Project
During 2018 we've been supporting Ormiston Families' MPower project that supports parents who have had a child taken into care. The Mpower project has made a significant impact on the lives of vulnerable women who are largely forgotten in society. The grief and loss they suffer on top of the other challenges they face in their lives is hard to bear.
5 November 2018
A hut at night? Shepherd's delight!
For those fond of glamping, the answer can be delivered to your doorstep in the shape of an English Shepherd Hut, and you don’t have to tend a herd of sheep to get one. The huts combine the timeless traditional charm of a historic hut with countless modern innovations to make them both beautiful and functional.
18 October 2018
The Funding Conundrum
For our May 2018 Insight Masterclass we were delighted to be joined by Nick Harding. We have worked with Nick for over twenty years and watched him build a series of successful businesses, starting with a management buy-out of a division of Rank in 1996.
Upcoming Masterclasses...
Webinar: 2025 - Trump card... or busted flush?
28 January 2025
2024 saw remarkable returns - will we see these repeated in 2025? In this session we'll start by reviewing 2024 before looking at what 2025 may have to offer.
Business Succession Planning - Where now? Repeat Session
26 February 2025
Following the strong response to our January masterclass we are running a similar session in February. The steady reductions in Business Asset Disposal relief announced in the Autumn Budget have led many to reconsider their exit options. In this session we will look at a range of possible routes with a deeper look at Employee Ownership Trusts.