Our team

Radostina Dencheva

Associate Director

Chartered FCSI, Chartered Wealth Manager

I’ve supported business owners, professionals, and their families for over 14 years, helping them build, manage, and protect their wealth through every stage of life. I’m a Chartered Wealth Manager, Chartered FCSI, and Associate Director, bringing both technical expertise and a client‑focused approach to my work. I first joined Chadwicks in 2011 as the firm’s inaugural graduate trainee. Since then, I’ve taken on increasing responsibility, progressing from investment analyst roles into wealth management and financial planning. Today, I help shape client relationships, guide our investment philosophy, and contribute to the overall direction of the business.

My academic background is deeply rooted in finance. I completed a BSc (Hons) in Finance and Credit at the University of Economics in Varna, before earning an MA (Distinction) in International Business, Finance and Economics from the University of East Anglia. After joining Chadwicks, I also completed a Masters in Wealth Management (CISI), graduating with merit. I’ve been a Fellow of the Chartered Institute for Securities & Investments (CISI) since 2015.

When not working, you’ll usually find me listening to podcasts on megatrends and big‑picture topics — from futuristic technologies and longevity to biohacking, the global economic order, sustainability, and how the world might evolve.

At work, I specialise in developing evidence‑based financial strategies that align personal, family, and business goals — from investment and retirement planning to complex relocation, succession, and intergenerational wealth transfers. I combine analytical insight with genuine curiosity about each client’s priorities and background.

If you’d like to explore how we can help optimise your wealth according to your personal needs and circumstances, feel free to book a call or meeting — I’d love to help.

Radostina Dencheva – Associate Director

Qualifications

BSc (Hons) Finance and Credit (UE Varna)
MA (Distinction) International Business, Finance and Economics (UEA)
Masters in Wealth Management (Merit) (CISI/BPP)
Chartered Fellow of the Chartered Institute of Securities and Investment
Citywire 'Top 35 under 35' 2021