Are You A Budgeting Pro, or No?
Are you a budgeting pro, or no? Do you have the mindset for creating and following a budget, or could you use a little help? This quiz will help you to understand your money outlook and financial habits, and how you can make your budget work for you.
Bank Account Fees and Charges
Bank accounts can have fees and charges attached: either to keep the account open, or as a result of the way you’ve used the account.
Credit Cards – Your Flexible Friend
A credit card is a payment card that enables the cardholder to purchase goods or services on credit up to a credit limit. You can use the card to make basic transactions, which are then reflected on your bill and charged interest at the end of the month.
Credit Scores - When Computer Says ‘No’
A credit score, also known as a credit rating, is a number which estimates the likelihood of you repaying money you’ve borrowed.
Emergency Funds – How Much Is Enough?
It is important to consider creating an emergency fund for big, unexpected expenses like replacing your car or covering the rent between jobs. Where rainy day funds are ideal to cover small costs, like replacing a mobile phone or buying a wedding gift, emergency funds are for the serious emergencies.
Get In Control Of Your Debt
Without a plan, debt can add up and you could feel less in control of your finances than you’d like. By arranging your debts into a priority-based list, you can begin to plan your route out of debt and regain control of your finances.
How to Make A Good Budget
Budgets can be tricky to make and hard to stick to. So how can you make a budget to suit you? You’ll first need to understand your financial habits and goals. Where do you spend your most of your money? What are you saving towards – for example, an emergency fund or a mortgage deposit?
Our Top 5 Budgeting Apps
It is important to keep track of your spending. Whether you’ve already got a budget to stick to, want to make one, or if you’d just like to see where your money’s going, a budgeting app could help.
Borrowing & life insurance
Budgeting & spending wisely
Pensions & retirement
Investing & financial planning