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6 October 2025

Baking a Bigger Cake

Zero-sum thinking isn’t just a bias; it’s shaped by lived experience. When jobs are scarce and resources limited, it can feel like someone else’s gain is your loss.

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1 September 2025

Death and Taxes

For years, pensions have offered a valuable shield from IHT and have played a key role in estate planning. Often, they were preserved until last and used to pass wealth down the generations. That is changing...

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2 July 2025

Do less, do better

As we enter the second half of 2025, it’s striking how much noise surrounded the market decline and how little attention the recovery has received. Economists widely agree the trade tariffs caused needless uncertainty but no lasting economic benefit. Our focus on long-term investing keeps us from reacting hastily to such events. History shows markets rise over time and declines are temporary. Sharp falls and swift recoveries are common and can be missed by those who check their investments only occasionally. This can help investors stay calm and avoid unnecessary anxiety.

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19 May 2025

Ch...Ch...Ch...Changes

Lenin famously observed ‘there are decades where nothing happens and there are weeks where decades happen’. It feels a little like that here at the moment. While I wouldn’t claim we’re going through a revolution, many of the elements of the evolution we’ve been steadily stewarding over much of the last decade have combined to create what feels like a pivotal moment.

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